OnePay LaterPrivacy Policy
This policy explains what information OnePay Later collects, how it is used to make connections with third-party providers, who it is shared with, and the choices available to you.
Who We Are
OnePay Later ("we," "us") operates onepayslater.com, a connection service that introduces consumers to independent third-party providers of pay later and installment plans. We are not a lender. This policy covers information collected through this website and through the application form provided on it. Questions about this policy can be sent to [email protected] or mailed to OnePay Later, 8614 Cedarbrook Dr, Reno, NV 89569.
Information We Collect
Information you provide. When you submit a request through the application form, you provide information such as your name, contact details, date of birth, address, income and employment information, banking details, and the amount you wish to request. Providing this information is voluntary, but a connection cannot be made without it.
Information collected automatically. Like most websites, we and our service partners may collect technical information when you visit — such as IP address, browser type, device identifiers, pages viewed, and referring pages — through cookies and similar technologies. This information helps the site function, supports security, and helps us understand how visitors use our pages.
Information from the form provider. The application form on this site is operated by a third-party form technology partner. Information entered into the form is transmitted to and processed by that partner and its network in order to review your request and make connections.
How We Use Information
Information is used to: (1) transmit your request to third-party providers so they can evaluate it and, where willing, extend an offer; (2) operate, secure, and improve the website; (3) respond to inquiries sent to our contact channels; (4) comply with legal obligations and enforce our terms; and (5) maintain records of connections made. We do not use your application information to send unrelated marketing, and we do not sell lists of applicants to unrelated advertisers.
How Information Is Shared
Your request information is shared with third-party providers and the networks that connect to them, for the purpose of evaluating your request and making a connection. Once shared, a provider's use of your information is governed by that provider's own privacy policy, which you should review before accepting any offer. We may also share information with service vendors who support the website's operation, with authorities where required by law, and in connection with a business transfer if the service changes ownership. We are compensated by providers through referral fees when connections are made, as disclosed throughout this site.
Cookies and Analytics
This site may use cookies and similar technologies for essential functionality and for anonymous usage analytics. You can control cookies through your browser settings; disabling them may affect how parts of the site function. Where analytics tools are used, they measure aggregate page behavior and are not used to build marketing profiles of individual applicants.
Data Security and Retention
We use reasonable administrative and technical safeguards appropriate to a connection service, and the form partner applies its own transmission protections to application data. No method of transmission or storage is perfectly secure, and we cannot guarantee absolute security. Records are retained only as long as reasonably necessary for the purposes described above and for legal compliance, after which they are deleted or de-identified.
Your Choices and Rights
You may contact us at [email protected] to ask what information we hold about your inquiry, to request correction, or to request deletion where the law and our record-keeping obligations allow. Depending on your state of residence, you may have additional privacy rights under state law, including rights to access, delete, or limit certain uses of personal information; we honor verified requests as required by the law that applies to you. If you have submitted a request and no longer wish to be connected, tell us promptly — information already transmitted to providers is governed by their policies, and we will direct you to the relevant provider where needed.
Children
This service is intended for adults. We do not knowingly collect information from anyone under the age of eighteen, and requests may only be submitted by adults. If you believe a minor has submitted information, contact us and we will delete it.
Changes to This Policy
We may update this policy from time to time. The version posted on this page is the current one, and material changes will be reflected here. Continued use of the site after a change indicates acceptance of the updated policy.
Contact
OnePay Later — 8614 Cedarbrook Dr, Reno, NV 89569 — (888) 806-7520 — [email protected]